Terms Of Use

Effective date: July 29, 2026

These Terms of Use (“Terms”) govern your access to and use of the EMCertAcademy website (EMcertifyingacademy.com), applications, and services (collectively, the “Service”), operated

by EMCertAcademy LLC(“EMCertAcademy,” “we,” “us,” or “our”). By accessing or using the Service, you agree to these Terms.

If you do not agree, do not use the Service.

1) Who we are

The Service is operated by EMCertAcademy LLC, Hawaii, United States.

Contact: support@emca.com

2) Eligibility

You must be at least13 years oldto use the Service. If you are under 18, you represent that you have permission from a parent or legal guardian. The Service is intended for users in the United States.

3) Accounts and security

To access certain features, you may need to create an account.
You agree to:

  • provide accurate and complete account information
  • maintain the security of your login credentials
  • notify us promptly of any unauthorized access or suspected security breach

You are responsible for all activity that occurs under your account.

4) Purchases, subscriptions, and payments

The Service may offer one-time purchases and recurring subscriptions.

If you make a purchase or subscribe:

  • Payments are processed by Stripe.
  • You authorize Stripe (and us, through Stripe) to charge your payment method for applicable fees, taxes, and (if applicable) recurring subscription charges.
  • Taxes may be added where required.

Subscriptions; renewal and cancellation

If you choose a subscription plan, your subscription willautomatically renewat the end of each billing period unless you cancel before renewal.

You can cancel your subscription through your account settings (if available) or by contactingsupport@emca.com. Cancellation stops future renewals; it does not retroactively
refund charges already paid (except where required by law).

Refunds

All sales are final and non-refundable, except where required by law or where EMCertAcademy explicitly provides a written refund policy for a particular offering.

Price changes

We may change prices or plan features from time to time. If a change affects an active subscription, we will provide notice as required by law.

5) Educational purpose; no medical advice

EMCertAcademy provides educational content only. The Service is designed for training and exam preparation and is not a substitute for professional medical judgment. You understand and agree:

  • The Service doesnotprovide medical advice, diagnosis, or treatment.
  • You should not use the Service for real-time decision-making for any real patient.
  • Always rely on your own clinical judgment, training, and applicable protocols, and consult qualified professionals as appropriate.

6) Acceptable use

You agree not to:

  • use the Service in any way that violates applicable law or regulation
  • attempt to gain unauthorized access to the Service or related systems
  • interfere with or disrupt the Service (including by scraping, probing, scanning, or sending malware)
  • reverse engineer or attempt to extract source code except where prohibited by law
  • share your account credentials or allow others to access the Service using your account (unless we explicitly allow it)
  • reproduce, distribute, publicly display, or sell Service content except as permitted under these Terms

7) No user submissions

The Service is not intended to collect user-submitted educational content (such as uploading files or submitting written case responses) through the core learning experience. If you contact support, you agree not to include any sensitive personal data that you do not want shared with us, and you agree not to send any real patient-identifiable information.

8) Intellectual property

The Service and its content (including text, cases, explanations, videos, graphics, logos, and software) are owned by EMCertAcademy or its licensors and are protected by intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial educational use.

10) Termination

You may stop using the Service at any time.

We may suspend or terminate your access to the Service (in whole or in part) if we reasonably believe you violated these Terms, posed a security risk, or used the Service unlawfully.

Upon termination, your right to use the Service stops immediately. Sections that by their nature should survive will survive (including intellectual property, disclaimers, limitations of liability, and dispute provisions).

11) Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMCERTACADEMY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED

WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, or secure.

12) Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMCERTACADEMY WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF

PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EMCERTACADEMY’S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE

AMOUNT YOU PAID TO EMCERTACADEMY FOR THE SERVICE IN THE12 MONTHSBEFORE THE EVENT GIVING RISE TO THE CLAIM, OR$100, WHICHEVER IS GREATER.

(Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.)

13) Indemnification

You agree to indemnify and hold harmless EMCertAcademy and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Service, (b) your violation of these Terms, or (c) your violation of any law or the rights of any third party.

14) Governing law

These Terms are governed by the laws of the State of Hawaii, without regard to conflict of laws rules.

15) Dispute resolution; venue

Any dispute arising out of or relating to these Terms or the Service will be brought exclusively in the state or federal courts located in Hawaii, and you consent to personal jurisdiction and venue there.

16) Changes to these Terms

We may update these Terms from time to time. If we make changes, we will post the updated Terms and update the Effective date above. Your continued use of the Service after changes become effective means you accept the updated Terms.

17) Contact us

EMCertAcademy LLC

Hawaii, United States

Email:support@emca.com